Garage & Towing

For over ten years, PBL Insurance Limited has operated one of Ontario’s most comprehensive insurance programs for the Vehicle Repair and Towing Industry. PBL, in partnership with Aviva Canada, represents all the major associations in the field. We have developed insurance packages for vehicle repair and contract towing operations that cover all general, specific and unique requirements. Over 500 Ontario businesses currently take advantage of this exceptional service. The program protects buildings, stock, equipment and cargo, as well as owned and leased tow trucks, customers’ vehicles, and service and dealer plates. The range of coverage includes:

  • $5,000,000 general liability and third party liability
  • Actual loss sustained business interruption
  • $5,000 crime coverage, including employee dishonesty
  • Hoist collision
  • $100,000 cargo coverage
  • $10,000 sign floater
  • All-risk property, including building and contents
  • Blanket glass
  • Incidental used car operations
  • $50,000 accounts receivable coverage
  • $50,000 valuable papers coverage
  • $25,000 hardware and software coverage
  • A critical illness option
  • $50,000 accidental death and dismemberment for owners and employees
  • $25,000 legal expense coverage for a variety of lawsuits

All coverage is subject to individual operations’ qualifying for the program, as some could be excluded due to class, loss history or protection.